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It’s a collection of uncertainties, of endless complications and concerns. Owning a home has forever been deemed the great dream of the masses — achieving that dream, however, has proven instead to be a terror. There are mortgage payments to meet. There are maintenance woes to consider. Each month demands an endless stream of dollars; and the result is rising debt. Money is stolen by a house before it’s even earned. No savings can be generated, just worry.

And eventually that worry transforms into foreclosure. Bills could not be paid and interest rates proved to be too damning.

This isn’t a concern, however, of the neighbors down the street — who rent.

There can be no denying that owning a home is a worthwhile idea. Too often, however, is the idea unable to actualized. The expenses that properties can create are infinite: from initial down payments to association fees and beyond. It can be difficult to match the demands.

Those who rent, however, have none of these fears. Their costs each month are instead considerably less — with payments required only by their landlords. There are no other contracts to maintain, and this removes the threat of foreclosure (which subsequently removes the threat of broken credit scores and bankruptcy).

Through renting individuals can earn a sense of control, budgeting their dollars and gaining the chance to save each year. They do not own the properties and therefore are not effected by the complications that may occur on those properties. It’s a lack of responsibility that can prove to be vital.

Home ownership isn’t to be ignored. It’s simply not for all.